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Family Focus offers a wide range of mortgage loan options offering low closing costs and GREAT rates! We would love to assist you with a solution that meets your needs for everything from purchasing a new home, consolidating debt into a second mortgage, or refinancing your current loan to a lower interest rate. 

Portfolio loans are available for both first and second mortgages with terms up to 10 years.  This means that your loan will be underwritten, approved, and serviced by Family Focus team members from beginning to end and not sold to a different servicer in the future.  Begin your application below or call us to apply over the phone.

Looking for a longer-term mortgage (15, 20, or 30 years)?  Visit our dedicated home loan center to explore options, calculate payments, and apply.  Your application will be reviewed for instant pre-qualification so that you can begin shopping for your new home or find out quickly how refinancing may benefit you.

Pivot Home Loan Application


Like a home equity loan, you can use the equity you've built in your home to finance almost anything. A HELOC allows you to have access to a predetermined amount of funds, to use however you please. Also, the interest you pay may be tax deductible (Consult with your tax advisor). Begin your application below or by calling our Member Solutions Consultant.

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We provide sound financial solutions to assist our members in working towards their financial freedom.